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GBP Capital has been in the news for all the wrong reasons for the last few years. There was a time when investors would blindly trust any new scheme or project launched by GBP Capital, but things have changed lately. It’s because of the fraudulent activities that the firm has allegedly carried out more than once.

In this post, you’ll find different controversies associated with GBP Capital and why market experts are calling it a Ponzi scheme.

GBP Capital And Controversies:

A couple of years back, the auditor working for GBP Capital and its partner firm Crowe LLP resigned. The reason given for this resignation was the “perceived risk of Crowe falling outside of the internal risk tolerance capacity.” Even though the matter was published by all the leading newspapers, GBP Capital never told investors the perceived risks its auditor talked about before leaving the company.

The brokers who were selling GBP Capital’s schemes to investors have allegedly made more than $165 million in commissions. The total value of the investment was calculated upwards of $1 billion, and most of the investors who bought GBP Capital’s investment schemes based on their brokers’ recommendations had no idea that they were indirectly tricked into doing it.

Brokers received a commission rate of 8% on GBP Capital securities, way more than what they would make by selling any other financial product at that time. Other than this, the firm was also involved in a lawsuit with its former partner Patrick Dibre. The matter was published in all the leading newspapers, and over time made investors lose their faith in the firm.

At present, when most regulatory bodies in the US are after GBP Capital and its promoters, it wouldn’t be wrong to call it a Ponzi scheme. If you or any of your loved ones have their money stuck with this firm, be quick to consult with a financial fraud law firm like Erez Law to recover your funds as soon as possible. 

Many others have already done that and got their money back. Now it’s your turn to hold the culprit responsible and make it pay for its mistakes. Call Erez Law now to learn more about how you can do it.

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Divorce isn’t as simple as you have been told by others. There are many steps and processes involved that may force you to make some difficult decisions without losing any time. One such decision is your child’s custody. You may face disputes over who gets to keep the child after the divorce. Only an expert lawyer or law firm like Marshall & Taylor can help you in this regard and ensure that you don’t lose the right to keep your child with you. 

So, be careful while choosing the right custody lawyer. Here are some tips that you can keep in mind for a hassle-free experience. 

Experience And Track Record Are Important:

Irrespective of what one claims, you cannot be sure about his skills unless he has a solid track record and years of experience handling such cases. Remember, you want to hire someone not just for the sake of taking your case to court but to win custody. So, thoroughly check the experience and track record of your lawyer before making the final call. 

Research In Advance:

You may get references from your friends or relatives regarding various custody lawyers in such a crucial situation. While there is no question about their intentions, you cannot simply hire anyone just like that. You must put in some work and thorough research about the lawyer before making the final decision. 

Start with their social media pages and Google listings. There you can find reviews given by previous clients. Go through those reviews to get a glimpse of what others think about the lawyer you want to hire for your case. 

Are They Friendly?

Once you have checked someone’s experience, track record, and client reviews, you’ll get a fair idea of their capabilities. Now the only thing left is to see if the lawyer you want to hire is professional and friendly or not. You’ll need to engage in regular discussions with them in the future, so you need approachable people. 

Keep these tips in mind at the time of finalizing a custody lawyer so that you can have a hassle-free experience while fighting for getting your child’s custody.

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It’s an unsettling subject and one that will make your skin crawl when you learn the facts about nursing home abuse. My family has talked extensively about this issue after my nieces became medical professionals and started learning about some of the startling statistics of nursing home complaints. I had no idea this was such a widespread issue until I began looking into the matter myself.

There are approximately 3.2 million adults living in nursing homes in the U.S. Up to 1 in 6 nursing home residents may be the victim of abuse or neglect every year. Physical and emotional abuse exists within the walls of some nursing homes, and when a patient is unable to speak or move independently, the abuse can go unreported for an indefinite amount of time. In a study conducted by the Special Investigations Division of the House Government Reform Committee, it was found that in 1,601 cases the abuse was severe enough to result in actual physical injuries or death. The accounts of abuse will make your jaw drop. For example, there is an account in the report that reveals patients were bribed with cigarettes to fight one another while two staff members sat back and watched. It’s almost unbelievable until you read on to find that the next story states an elderly woman was molested while receiving a bath from a male attendant. It’s terrible, shocking, and a problem that cannot be ignored.

This is a horrid reality that families have to face when making the decision to place their elderly loved one under the care and supervision of someone else. With a demanding job and a family to care for, individuals are often challenged with the indecisiveness that can follow the responsibility of making a decision like this. Families do not always have the ease of bringing their loved one in to live with them and are often left with few other options that third-party care like a nursing home.

Nursing home residents could experience common neglect like untreated bedsores, untimely medication administration, lack of personal attention, lack of movement and exercise, dehydration, preventable accidents, or worse, sexual abuse or misconduct. There is a variety of circumstances which may qualify as abuse, and if you feel like your loved one has been subjected to such horrors, it is important to seek legal counsel as soon as possible to save your loved one and other patients’ lives.  Reporting the abuse is the first step, but in the event that you or a loved one has experienced physical or emotional harm that demands a lawsuit, you could use the help of a qualified attorney who has been down this road before.

It’s, unfortunately, an uphill battle when it comes to proving negligence or outright abuse, and when the victim cannot communicate what they experienced, the challenges become more complex. Learn more about a legal team that can review the details of your case and help you build a strategy against the accused party.

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The Risks of Seaside Walkways

Posted By on Nov 11, 2017

For those living near the coast, life is in many ways much more relaxing and pleasant than for those living inland. The ocean has been proven to relieve stress. There’s the sun, the sand, the summer swimming, the fresh seafood: so many delights to take advantage of. There are also extra stresses and responsibilities, though. And that is especially true with the increased number of hurricanes hitting the coasts now.

One risk that rarely gets covered is the deterioration of piers, boats, and boardwalks.

While many people are aware that ships and harbors must be maintained, and that there are risks for sailors and longshoremen when they are not, these risks are rarely extended to those who do not approach the ocean as professionals. Yes, those professions do have greater risks of injury due not just to the heavy, labor-intensive work they do but to the amount of time they spend on the coast and on the water in all types of weather (which can be, even in the 21st century, quite dangerous), but that does not mean the average citizen is not also at risk to some extent.

It is a surprise to no one that the infrastructure in America is declining and the issue is not being properly addressed. Anyone driving over enough of the American highway is sure to see the decrease in quality. However, far less thought of is the decreasing strength and reliability of piers and boardwalks. After being battered by storm after storm, these can become quite dangerous locations, especially for the types of carefree play that take place on them. When made of wood, these areas can rot. When made of more sturdy elements, they can become uneven, be subject to cracks, and of course, be quite wet. Rails can rust and lose their sturdiness even when they look to be in sound condition.

The danger in these areas should not be underestimated, for two reasons. One, they are located in a dangerous area. Falling into the water, though it can sound amusing, can often lead to serious injury. After all, someone could hit their head on a rock under the surface. Drowning is always a risk, even when the level of the water is low. And yes, that is true even when the person falling in is an adult and a good swimmer.

Two, those who are most likely to be injured are children. Children are, of course, less aware of their surroundings and less responsible. A day at the beach other further unleashes these tendencies. When parents are not keeping a careful eye, assuming children are safe because the location looks safe, that can actually increase the risk to children.

Children are also usually not strong swimmers. They are less steady on their feet, more likely to be running, and more likely to be climbing on objects they shouldn’t be.

This can all lead to tragic consequences.

It’s important for everyone to be aware of this risk, and for something to be done to rebuild as much of the oceanside infrastructure as possible with an eye to withstanding storms.

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There are numerous chronic illnesses that may be covered under Social Security disability. These conditions initially may not have been too severe, but over time they eventually became disabling. Such conditions can become acute with age or deteriorate over time. For instance, a worker may have had a previous back injury that has been aggravated over the years, and now working is very difficult or impossible. In this case, that individual may be eligible for disability benefits even though the original illness or injury was not disabling. Then there are the more severe injuries and illnesses that can expedite into chronic issues, like certain forms of cancers, congestive heart failure or late-stage kidney disease.

Since the Social Security Administration is a government organization, there are numerous qualifying rules and regulations. For an individual to receive Social Security disability benefits, you must have a physical or mental impairment that must prevent you from doing any substantial gainful work, and the disability must be expected to last, or have lasted for at least twelve months, or it must be expected to result in death.

However, working with Social Security and the courts to qualify for disability can be a difficult task. In proving your disabling condition, you will have to provide records from physicians or clinics where you have been treated. You will also need to prepare to get written statements from physicians, describing the medical condition that prevents you from working, and exactly how your limitations affect you.

The Social Security Administration maintains a list of medical condition that is so severe that they automatically mean that you are disabled (if you match requirements for these conditions). If your disabling condition is not on this list, the Social Security Administration will need to determine if it is of equal severity to a medical condition that is on their list. If it is on this list, the Social Security Administration will likely find that you are disabled.

The SSA has a link on their website where you can view the disabling conditions. For adult conditions, this listing includes disorders related to these issues: the musculoskeletal system, special senses and speech, respiratory, cardiovascular system, digestive system, genitourinary, hematological, skin, endocrine, congenital conditions that affect multiple body systems, neurological, mental, cancer (malignant neoplastic diseases) and the immune system.

For disabling conditions that may affect children, this listing also includes the above list but adds any disorders related to low birth weight and failure to thrive. If your condition is related to one or more of these conditions, it doesn’t mean that you will be declared disabled. There will be a review by the Social Security Administration to determine your eligibility for benefits.

You may need to contact an attorney that is knowledgeable and has a history of working on these types of cases. Working with an attorney that can advocate on your behalf is your best chance in getting the Social Security benefits that you deserve.

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The United States is different from European countries in very many ways, and one way that most people know about is that the drinking age in the States is higher than the drinking age in Europe, while the driving age in the States is lower than the driving age in Europe. Since the United States is much larger than Europe, it is often necessary for children to get their license before the age of 18 so that they can go to work or school. More young adults out on the road, combined with the social draw of alcohol, can lead to some devastating consequences.

Recently, in early August, a Memphis, Tennessee man was finally indicted in a drunk driving case from 2015, where a pedestrian was struck and killed. The man’s blood alcohol level was a staggering .176, over twice the legal limit of .08. Unfortunately, this was not a freak accident. Alcohol related traffic accidents happen all the time in Shelby County. According to data from the Tennessee Department of Safety and Homeland Security, in the ten years from 2007 to 2017 there were 7,294 alcohol-related traffic incidents. That comes out to an average of about 730 accidents per year, or about 2 per day! Out of all of the 95 counties in Tennessee, Shelby County accounted for about ten percent of the total number of alcohol related incidents in this period. During this period, there were also a total of 89 fatalities and a whopping 7,590 injuries on Shelby county roads, so it is no wonder that the Memphis police department is cracking down by putting up DUI checkpoints.

Of course, there is not all bad news. The number of alcohol related accidents has actually been decreasing steadily over the last ten years in Shelby County. In 2007, there were 766 incidents (over two per day), but in 2017, there were just 271. In addition to police departments all over the country cracking down on DUIs with higher fines, suspended licenses, and jail time, more victims and families of victims are seeking legal help to fight against those who chose to drive under the influence. It is also becoming much less socially acceptable to drink and drive, and the abundance of new ridesharing apps has made it easier than ever to find a sober ride home.

Some people think that lowering the drinking the age to least 18 would help remove the allure of binge drinking rampant among many young adults, but opponents say that that would only be a viable option if the driving age were raised from 16 to at least 18 or even 21, similar to the system in Europe. However, in such a large country, raising the driving age could have a serious negative economic impact, since the main reason the European system works is because things are a lot closer together, and working does not require a vehicle. The issue is nuanced, but at least it is refreshing to note that alcohol related incidents are coming down.

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When you think about reckless driving behaviors, one of the first things that come into your mind is driving under the influence of alcohol, also known as DUI. DUI is illegal anywhere in the United States. A convicted drunk driver may face fines, license suspension, probation, and even jail time. Also, according to the website of Russo, Russo & Slania, P.C., those who have been victims of drunk driving accidents may take the responsible party – you – to court. In other words, you also have to compensate for the damages.

From all these, you should realize by now that drunk driving is a big no. But for some reason, a lot of motorists still do it, as if they do not fully know the dangers of alcohol while on the wheel.

Tips for Drivers

Alcohol can screw your body coordination, comprehension of things happening on the road, and your emotional and psychological state. These can lead to poor vehicle control, traffic judgment, and vision, slow reaction time, and an added tendency to do other reckless driving acts, like speeding. These can, ultimately, lead to car accidents, injuries, and even deaths.

Avoiding DUI is quite simple. You can avoid drinking or driving. The former is easier to avoid, because you just have to control yourself, learn how to say no, and not give in to peer pressure. The latter can be trickier, but the basic idea is to get a sober person that can drive for you.

This sober person can be a friend who doesn’t drink, a public transport driver like a bus driver or train operator, or a ridesharing service driver like those from Uber.

Tips for Local Governments

If drivers drive drunk because they don’t know the dangers, then it is the local government’s responsibility to make these dangers known. They can create anti-drunk driving campaigns and drunk driving seminars.

But there are also drivers who drive drunk even though they know the dangers. They do so because they are confident that they are not going to be arrested anyway. The local government can increase the possibility of arrest by using tactics like increasing police visibility and creating check points on strategic parts of the city.

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Dental Symptoms You Should Not Overlook

Going to the dentist can be a hassle, and there may be various reasons why this is true for you. Maybe you have no extra time because you are busy at work. Maybe you can’t go to the dentist because nobody is going to take care of your child. Or worse, maybe you don’t want to go to the dentist just because.

But there are instances where you have no choice but to go to the dentist, such as on the cases where these symptoms have surfaced.

Bad Breath

Bad breath is often not just a hygiene issue, because most of the time it is also a dental issue. Those with bad breath use candies and gums to counter it, but this method just hides the odor and really doesn’t solve the dental problem. Bad breath may result from plaque and food buildup, tooth decay, and bacteria buildup, particularly in the tongue.

Bleeding Gums

When you hear the word dental, the first thing that comes to your mind is teeth, but your gums are part of dental health, so you should not overlook gum problems, such as swelling and bleeding. This is because these may be signs of gum disease, and gum diseases that have become worse enough may even result into tooth loss.

Sharp Pain

Toothache is an obvious sign that something is wrong. But toothache is a constant feeling, so most of the time you are really convinced to get it checked because it is affecting your productivity. But sharp pains, usually after contacting hot or cold substances, are often overlooked because the sting only lasts for about a second or so. But they may be early signs of cavities and tooth decays.

Avoid Dental Problems

There are various things you can do to make sure that your teeth and gums are healthy, such as the following:

  • Cleaning your teeth effectively and timely – brushing, flossing, and mouth washing
  • Avoiding excessive amounts of acidic and sugary products
  • Going to the dentist every six months

Not doing these things properly may result into dental problems that may even warrant tooth extractions. Of course, losing a tooth is not the best thing in the world, and it can even be argued that it compromises your smile.

However, there are technologies that can fix dental problems. The website of Dental Expressions by Dr. Gary Bram, for example, mentions that dental implants can be utilized by those who have suffered from tooth loss.

Of course, avoiding dental problems is still a more attractive option when compared to undergoing corrective dental procedures.

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